What's the difference local bank CD rates and online bank rates? - i want to know the rates of cd
Why is the rate of local banks, CDs, much lower than the rate of CD in the online banks like ING? Why can not the local bank offers the same kind?
What's the difference local bank CD rates and online bank rates? - i want to know the rates of cd
Why is the rate of local banks, CDs, much lower than the rate of CD in the online banks like ING? Why can not the local bank offers the same kind?
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3 comments:
Local banks have to pay for the construction, electricity, staff. Online banking, not because they can offer more money.
Local banks are sometimes higher, banks that are strictly within the online and do not work in a shop. The difference between banks, which on two fronts, trying to MAR their business online and attract customers in this area, which is really the only reason for the difference.
Local banks do not try very hard to get deposits. no difference.
just means that with online bank accounts to win it, offer high prices. Insured by the FDIC, or they go to a higher rate.
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